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What is the Federal Miller Act?

In this article, we’ll walk you through everything you need to know about the Federal Miller Act.  Surety Bond Professionals is a family owned and operated bonding agency with over 30 years of experience. Our expert agents are ready to assist with all your Miller Act bonding needs. What Is the Purpose of the Federal Miller Act? In 1935 the federal government passed the Miller Act. This was to provide financial protection for the federal government and the subcontractors/suppliers working on taxpayer-funded construction projects valued at more than $100,000.  Specifically, the Miller Act ensures completion of a federal project in the event of the contractor’s failure to live up to contractual requirements. It also ensures that subcontractors and suppliers are paid in the event of the contractor’s default. What Does the Federal Miller Act Require? The Federal Miller Act provides financial protection by requiring construction contractors to purchase a payment bond and a performance bond. This is for the guarantee of contract completion and fulfillment of contractual payment obligations.  In addition to providing a source of funds for compensating parties financially affected by the contractor’s nonperformance or nonpayment, the underwriting scrutiny—necessitated by the bonding requirement—helps ensure that only highly...

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Contractor’s License Requirements in Missouri

In this article we will review the requirements you need to obtain a contractor’s license in the state of Missouri. Surety Bond Professionals is a family owned and operated bonding agency with over 30 years of experience. With access to a broad range of surety markets, our expert agents are ready to assist with all of your Missouri contractor license bond needs. What Contractor Licenses Are Issued in Missouri? Missouri does not license general contractors or specialty contractors at the state level. The only licensing of general and specialty contractors occurs at the local level, though not all counties or municipalities have licensing requirements. What Are the Steps in the Licensing Process? Just as licensing requirements vary by locality, so does the licensing process. And there are certain basic prerequisites for operating a contracting business in Missouri that apply regardless of location. Specifically, you’ll need to register your business with the Missouri Secretary of State, obtain state and local tax ID numbers, purchase general liability insurance and, if you have employees, workers’ compensation insurance as well. Some local licensing authorities also require applicants to provide a Missouri contractor license surety bond.  For example, Joplin requires a $10,000 contractor license...

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Contractor’s License Requirements in Minnesota

In this article we will review the requirements you need to obtain a contractor’s license in the state of Minnesota. Surety Bond Professionals is a family owned and operated bonding agency with over 30 years of experience. With access to a broad range of surety markets, our expert agents are ready to assist with all of your Minnesota contractor license bond needs. What Contractor Licenses Are Issued in Minnesota? The contractor licenses issued at the state level in Minnesota are primarily for specialty contractors, such as plumbing, electrical, mechanical, and roofing contractors. There is no specific general contractor license in Minnesota. However, residential building contractors or remodelers providing construction or improvement services to homeowners must be licensed if they perform more than one special skill, such as interior drywall work and exterior painting. A contractor performing only one specific type of work for homeowners does not need a license but must register with the Department of Labor and Industry. In fact, all individuals and businesses engaged in commercial or residential building or improvement must register with DLI.  To complicate matters, some counties and municipalities have their own local licensing or registration requirements that must be met in addition to...

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Contractor’s License Requirements in Nebraska

In this article we will review the requirements you need to obtain a contractor’s license in the state of Nebraska. Surety Bond Professionals is a family owned and operated bonding agency with over 30 years of experience. With access to a broad range of surety markets, our expert agents are ready to assist with all of your Nebraska contractor license bond needs. What Contractor Licenses Are Issued in Nebraska? Nebraska’s Department of Labor licenses general contractors through its online portal, though the process technically is referred to as registration rather than licensing. Electricians are also licensed at the state level, while plumbers are licensed locally. Some Nebraska counties and municipalities require general contractors and specialty contractors to be licensed locally even though they may already hold a state license.  What Are the Steps in the Licensing Process? There are a few things you may need to do before applying for a contractor’s license of any kind. For example, you’ll need to register your new business with the Nebraska Department of Revenue and obtain a Nebraska tax ID number. You’ll also need to obtain an unemployment insurance number and purchase liability insurance and, if you have even one employee, workers’...

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Contractor’s License Requirements in Nevada

In this article we will review the requirements you need to obtain a contractor’s license in the state of Nevada. Surety Bond Professionals is a family owned and operated bonding agency with over 30 years of experience. With access to a broad range of surety markets, our expert agents are ready to assist with all of your Nevada contractor license bond needs. What Contractor Licenses Are Issued in Nevada? Nevada issued contractor licenses in three categories: Class A—General Engineering Contractor license (a technical license requiring special engineering knowledge and skill) Class B—General Building Contractor license (for general contractors) Class C—Specialty Contractor license (for contractors specializing in one or more of the dozens of trades or crafts requiring a license in Nevada) Depending on the specific services you offer, you may need to be licensed in more than one category. What Are the Steps in the Licensing Process? You’ll have to accomplish certain prerequisite tasks before you submit your application for a contractor license. For example, you’ll need to: Register your business with the Nevada Secretary of State’s office. Have a financial statement prepared. Create a resume documenting a minimum of four years of relevant experience. Request reference certificates from...

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Contractor’s License Requirements in Mississippi

In this article we will review the requirements you need to obtain a contractor’s license in the state of Mississippi. Surety Bond Professionals is a family owned and operated bonding agency with over 30 years of experience. With access to a broad range of surety markets, our expert agents are ready to assist with all of your Mississippi contractor license bond needs. What Contractor Licenses Are Issued in Mississippi? The Mississippi State Board of Contractors issues licenses to general contractors and specialty contractors in two main categories: commercial and residential. Residential contractor licenses are further categorized as either residential building licenses or residential remodeling licenses. Specialty licenses are categorized as one of the following: building construction, electrical, highway, street and bridge construction, or heavy construction.  If your dollar volume of work is low, you may not need to be licensed at the state level, but you may still need to obtain a local license or permit, so be sure to seek guidance regarding your particular license or permit requirements. What Are the Steps in the Licensing Process? The specifics of the licensing process vary somewhat depending on the type of license. For example, applicants for a specialty license typically...

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Contractor’s License Requirements in Montana

In this article we will review the requirements you need to obtain a contractor’s license in the state of Montana. Surety Bond Professionals is a family owned and operated bonding agency with over 30 years of experience. With access to a broad range of surety markets, our expert agents are ready to assist with all of your Montana contractor license bond needs. What Contractor Licenses Are Issued in Montana? The Montana Department of Labor and Industry issues licenses to general contractors and specialty contractors working in Montana’s construction industry. (The exception is water well contractors, who are licensed by the Montana Board of Water Well Contractors.) General contractors are licensed as either construction contractors or independent contractors (contractors who have no employees). If you do both general or independent contracting and specialty contracting (such as plumbing or electricity), you will need both a general or independent contractor license and a specialty contractor license. Additionally, some cities, most notably the City of Missoula, require local licensing of contractors working within their jurisdiction.  What Are the Steps in the Licensing Process? In Montana, the same form is used to register your business with the state and to apply for a contractor...

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Contractor’s License Requirements in Ohio

In this article we will review the requirements you need to obtain a contractor’s license in the state of Ohio. Surety Bond Professionals is a family owned and operated bonding agency with over 30 years of experience. With access to a broad range of surety markets, our expert agents are ready to assist with all of your Ohio contractor license bond needs. What Contractor Licenses Are Issued in Ohio? In Ohio, only specialty contractors in the construction industry (electrical, plumbing, HVAC, etc.) are licensed at the state level by the Ohio Construction Industry Licensing Board (OCILB), which operates under the Department of Commerce. General contractors are licensed at the local level, but not all municipalities have a licensing requirement. What Are the Steps in the Licensing Process? The eligibility criteria and licensing process for specialty contractors are laid out on the OCILB website. Applicants must meet specific requirements regarding age, U.S. citizenship status, and experience as well as pass a licensing exam and provide evidence of liability insurance. The local licensing process varies by jurisdiction. You won’t have to take an exam, but you will have to provide evidence of insurance coverage and, in most cases, furnish a contractor...

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Contractor’s License Requirements in South Carolina

In this article, we’ll walk you through everything you need to get a contractor license in the state of South Carolina. Surety Bond Professionals is a family owned and operated bonding agency with over 30 years of experience. With access to a broad range of surety markets, our expert agents are ready to assist with all of your South Carolina contractor license bond needs. What Contractor Licenses Are Issued in South Carolina? South Carolina’s Department of Labor, Licensing and Regulation (SCLLR) issues two types of contractor licenses, with multiple classifications for each, through two different boards: General and mechanical contractor licenses, and   Residential builder and specialty contractor licenses What Are the Steps in the Licensing Process? Before you will be granted a South Carolina contractor license of any type, you will need to: Register your business with the Secretary of State’s office and with the South Carolina Department of Revenue Provide proof of relevant experience For all general and mechanical and some specialty contractor licenses, pass an exam Purchase workers’ compensation insurance if you will have employees Purchase a South Carolina contractor license bond Complete and submit the appropriate license application form, along with payment of the applicable fees...

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